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You have the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Citi · $99/yr
What you’re getting
- ✓First checked bag free — cardholder + up to 4 companions
- ✓Preferred boarding
- ✓25% savings on AA in-flight purchases
- ✓No foreign transaction fees
2x American Airlines purchases2x Dining2x Gas stations1x All else
What you’re probably missing
These miles only fly one airline
Everything this card earns is locked to AA. Bilt Rewards transfers to AA too — earning there keeps every other airline on the table at the same time.
Your AA miles are worth 0.7¢ or 4¢ — depending on you
Dynamic AAnytime awards sits at 0.7¢ per mile; Flagship / partner business via web specials pays 4¢. Same miles, 6x difference.
The value spread on your points
0.7¢ floor1.4¢ everyday4¢ maximized
Maximized play: Flagship / partner business via web specials.
Go deeper
- Chase Sapphire Reserve in 2026: $795 fee, $2,000+ in credits, and a Park Hyatt run on the welcome bonus →
- Authorized users in 2026: when the fee pays off, when it doesn't, and the household point-pooling play most couples miss →
- Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards →
This is the generic version.
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