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United MileagePlus

United℠ Explorer Card

Issued by Chase · $95/yr annual fee

Welcome bonus

60,000 points

After $3,000 spend in 3 months

Offer fluctuates — has reached 70k. Check CardRatings/Doctor of Credit for current peak.

Offer link coming soon

Key benefits

›First checked bag free — cardholder + 1 companion on same reservation
›2 United Club one-time passes per year
›Priority boarding
›25% back on United in-flight purchases
›No foreign transaction fees

Earn rates

United purchases	2×
Dining	2×
Hotels	2×
All else	1×

Why this card

The default entry United card. Free bag saves ~$70 round-trip — pays the AF in ~2 trips.

Related guides

Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards
The single biggest mistake new points players make: collecting United miles on a United card instead of Chase points that can become United miles, or Hyatt nights, or Air Canada miles. Here's the playbook.

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