IHG One Rewards Premier Credit Card

Name: IHG One Rewards Premier Credit Card
Brand: Chase

Issued by Chase · $99/yr annual fee

Welcome bonus

140,000 points

After $3,000 spend in 3 months

One of the largest welcome offers for a $99 card.

Offer link coming soon

Key benefits

›Anniversary free night (up to 40k points) — nearly pays for the AF alone
›Fourth Night Free on award stays
›Platinum Elite status automatic
›Global Entry / TSA PreCheck credit ($100)
›No foreign transaction fees

Earn rates

IHG hotels	26×
Dining	5×
Gas stations	5×
All else	3×

Why this card

The anniversary free night cert (40k points) is worth $80–$150 at mid-tier IHG properties, essentially paying the $99 AF. The Fourth Night Free benefit is genuinely useful for multi-night redemptions. Most underrated sub-$100 travel card.

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