Chase Ultimate Rewards

Chase Freedom Unlimited®

Name: Chase Freedom Unlimited®
Brand: Chase

Issued by Chase · No annual fee

Welcome bonus

20,000 points

After $500 spend in 3 months

Lower offer — this is a keeper card, not a points-farming play.

Offer link coming soon

Key benefits

›1.5x on all else — the best no-AF catch-all for Chase UR
›Points transfer to Sapphire Preferred/Reserve when paired
›No annual fee

Earn rates

Travel via Chase	5×
Dining	3×
Drugstores	3×
All else	1.5×

Why this card

Pair with Sapphire Preferred or Reserve. Freedom Unlimited earns 1.5x on everything; those points combine with Sapphire to become transferable. The best no-AF 'daily driver' for Chase UR ecosystem.

Related guides

Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards
The single biggest mistake new points players make: collecting United miles on a United card instead of Chase points that can become United miles, or Hyatt nights, or Air Canada miles. Here's the playbook.

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