Bilt Rewards

Bilt Mastercard®

Name: Bilt Mastercard®
Brand: Wells Fargo

Issued by Wells Fargo · No annual fee

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Key benefits

›Earn points on rent — no processing fee (unique in market)
›Rent Day (1st of month): all earn rates double
›No annual fee
›Transfers to United, American, Alaska, Hyatt, and more
›Lyft Pink membership

Earn rates

Rent (no processing fee via Bilt app)	1×
Dining	3×
Travel	2×
All else (must use 5+ transactions/statement)	1×

Why this card

Mandatory for renters. If you pay $2,000+/mo in rent, you're earning 2,000+ Bilt points/mo (~$30–$40 value) for free. The only transferable currency that reaches United, American, and Alaska. Must use 5+ transactions per statement period to earn rewards.

Related guides

Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards
The single biggest mistake new points players make: collecting United miles on a United card instead of Chase points that can become United miles, or Hyatt nights, or Air Canada miles. Here's the playbook.

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